Realizing the American Dream Through Home Ownership

Mr. Gutierrez realized the dream of homeownership even without a Social Security number using the Sunrise Banks Pathway2Home ITIN mortgage loan.

“I know this is the beginning of bigger things – that I can acquire bigger things,” Mr. Gutierrez said. “It’s life changing. It’s a teaching moment for my children. It allows me to show my children that we can achieve things.”

Helping People in the Twin Cities Find Housing

Reliable and affordable housing is a key part of the American Dream and a catalyst for generational wealth. PRG, Inc. is helping to ensure everyone has access to it by providing education and counseling that addresses racial homeownership disparities.

When asked how PRG has changed people’s lives over the years, Kathy Wetzel-Mastel, executive director of PRG, says, “That would probably be better answered by the young family who have affordable, stable housing for themselves and their young children in one of PRG’s cooperatives. Or by the Black grandmother who was able to remain in the home she had owned for years after running into financial hardship. Or by the aging LGBTQ folks who feared returning to the closet and now live at Spirit on Lake. Or by the hundreds of families of color who now own their own home, many of whom are first-generation homeowners.”